Lisa Call

Deb Kirkeeide wrote the following comment on my last post (the crazy birthday party weekend for my daughter):

I’m exhausted! How do you keep such focus? And when do you have time for fun and relaxation? I admire your fortitude.

Very good question Deb. Recently I listened to the book The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey. He’s the debt free guy. While I don’t agree with all he says, nor do I like some of how he delivers his message (I think the belittling and sarcasm are way over done), he makes a lot of good points.

What struck me listening to this book was how his line:

Live like noone else,
so you can
Live like noone else.

applies to many of the choices on how I am currently spending my time. I am very busy with 2 full time careers and kids and a house, etc. I’m making choices today so in the (very near) future I can be a fulltime self supporting artist that doesn’t have to scramble for money. Those choices have me living today as very few people are willing to live: staying super focused and not having tons of time for just sitting about. I believe the pay off in the future will be well worth it.

The alternatives don’t sound very attractive to me.

1) Just work the day job and wait until I retire to make art (no way!)
2) Quit the day job and struggle for money (also not for me)

I wouldn’t object to finding a wealthy art patron that would support me but that sounds like a recipe for disaster as these types tend to have hidden agendas and I’m not good at being told how to live my life.

 
But not everyday is a day full of goals and craziness like last weekend. Today, I’ve got nothing on the todo list that I must get done. Just doing what I feel like doing cause it’s my birthday. Yay! Chocolate for everyone on me.

And next weekend - I’ve told the kids I will not drive them anywhere - I’m going to get in some studio time.

What is Art?

Many years ago my perception of art was Art. Big expensive stuff. Things that only rich people could buy. It was a very restrictive view point on what art can be and is. As a result I never considered myself the type of person that would ever buy Art. Instead I bought posters/prints of artwork I liked and paid ridiculous sums to frame the prints and then ta-da - I had Art, or at least a copy of it.

Some where along the way my opinion changed. Art is way more than the stuff we see in museums. The idea that I, myself, could buy art - original amazing art - was a revelation to me. I feel silly that it took me so long to get this (especially since I’m an artist) but doesn’t matter. I got it.

Now I buy art. I am an art collector. My collection is small and so far I’ve only purchased fairly inexpensive pieces but I love each one dearly and they make me smile.

Budgeting to Buy Art

A few years ago to aid in my art buying I carved out a small but important chunk of my monthly budget for art. Every month my bank automatically moves $50 from my checking account into a special savings account that I’ve titled Art.** If I see some art I want to buy I know I have money for it and I just buy it. It’s not a challenge to fit it into my budget as it’s already in my budget.

I’m saving up now for a larger piece so I haven’t bought much in a while but it’s so cool to think that in just 2 years I’ll have enough money to buy a piece of $1200 art. Effortlessly. The money will just be there. I never think about that money except in terms of buying art. It’s labeled art, it’s for art and I would never use it to buy shoes (okay I never buy shoes anyway - but you get the idea).

As my income goes up my art budget also goes up. Next thing ya know I’ll have one of those really cool houses full of amazing art that I just love. I used to be jealous of people that had this but no more - because I am building the same thing myself.

 
Do you buy art? Are you an artist? How do you budget for your art purchases?

 
 
** This is how I budget most of the big ticket items in my life. I use a credit union and have a bunch of share/savings accounts designated for special things, such as christmas and vacations. I love this hands off way of paying for things that might seem like a shock to the budget but in reality we know they are coming.